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While many casino games are largely dictated by chance, there is one stat that can be utilised to inform how much money you are expected to win on any given game. Every casino game, including all those on Pinnacle Casino, has a set Return to Player value (RTP) which dictates the percentage of money you are expected to win from the amount you bet.

How to calculate RTP values

RTP is calculated using a simple formula as follows:

(Total money returned to players) / (Total money bet by players) = RTP%

The two factors involved in this formula are fairly straightforward. The total amount of money bet by players is the sum of each initial bet placed on the game during the period over which the RTP audit takes place, usually one calendar month. The total amount of money returned to players is the net amount of all player wins on the game during the same period.

While RTP values are most commonly associated with slot games, this formula can be in fact be applied to calculate the RTP value of any casino game, including table games, Live Casino and virtual sports.

From the player’s perspective, a simple way to refer to RTP values is to treat the percentage as how much money you would win from €100 worth of bets on the game. In this sense it is the opposite to the house edge, which quantifies the margin of profit the house is expected to make on any given game.

For instance, if during an RTP audit players placed a total of €150,000 worth of bets on a game that won a total of €144,000, the RTP value would be 96%:

1. Likewise, every online casino has its own RTP which is pretty much based on the average value of the RTP percentages of all the games found in their portfolio. When it comes to online slot machines, the RTP percentage can vary and not all slots will return the same amount of money in the long run.
2. The RTP of any casino game is the return to player payout percentage that those games have been designed to have in place, and the way in which as a real money casino game player you are going to get more of your stakes returned to you as winning payouts is to only play the.
3. The casino expects to pay out that figure overall but not to every player. This is how casinos make their money. The RTP ensures that they take in more money than they pay out. With a 100% rate, you would get back what you put in, theoretically. How could a game lose the casino money in the long run? The RTP would need to be over 100% for this.

This means that for every €100 you bet on the game, you would be expected to win €96 in return.

You can also work out your own RTP rate for any given session on a casino game. If you bet €200 on a casino game and won back €168, the RTP rate for that session would be 84%:

168 / 200 = 0.84 = RTP rate of 84%

Are there good and bad RTP values?

RTP values can vary massively between different casinos and games. As a rule of thumb, they are generally lower at physical casinos, where RTP values of 80-90% are commonplace, than online ones, which often feature RTP values of between 90% and 97%.

Determining if a game has a ‘good’ or ‘bad’ RTP value is thus largely down to your own judgement, and whether you think the RTP value in question justifies placing bets on the game.

Normally, the RTP shouldn’t really be a factor to consider when choosing what online slot to play, unless the RTP is exceptionally low. We would advise against playing online slots with an RTP lower than 95%. However, due to the casino industry having become more regulated, many casinos have been forced to lower the RTP to make up for lost.

With this in mind, you should ensure you know the RTP value of any casino game you play. At Pinnacle Casino, our RTP values are independently certified by eCOGRA. For quick reference, the RTP values of our casino games are as follows:

Pinnacle Casino games RTP values

Perhaps unsurprisingly, games with an RTP value of 100% or above (whereby players are expected to break even or make a profit on their bets) are extremely rare. The most common games with a RTP value of over 100% are certain variants of Video poker.

Things to consider with RTP values

While RTP values are useful and can inform you of how much money you are expected to win on a certain game, it is important to remember that they should be considered an approximate guide.

Higher RTP values do not neccessarily mean that you are more likely to win.

Indeed, if a game has a RTP value of 90%, this does not mean it is certain that will you win around €90 from €100 worth of bets on it. It is plausible that you could win €50 or €500 from the same amount.

Equally, you are by no means assured to win more money on a game with an RTP value of 95% than one with a RTP value of 90%, you are simply more likely to over a long period of time. More broadly, any RTP value, no matter how high, never means you are guaranteed to enjoy wins on a game.

On slot games, two components that should be considered alongside its RTP value are its hit frequency and volatility.

Hit frequency is a percentage that denotes how often any given spin will result in a win. This is calculated as an average across a very high number of spins. Volatility (also referred to as variance) details both how frequent wins are and the amount they pay out. This may be expressed on a scale from one to ten, or simply as ‘low’, ‘medium’ or ‘high’.

Slots with a low volatility are expected to produce regular but small wins, whereas those with a high volatility will feature sporadic yet large wins. This means that a slot game’s volatility may offer insight into how much risk is required to potentially reap its rewards.

Therefore, even if a slot game has a particularly high RTP value, its hit frequency and volatility can primarily dictate your chances of winning and potential returns on a spin. This explains why slot games with medium volatility often prove popular, as they generate a balance between win frequency and win amounts.

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If you haven’t ever played online slot games before, then the words return-to-player (RTP) may seem quite confusing upon first look. It’s important for you to know all about this though, which is calculated as a percentage. A slot’s RTP rate can give you some basic information about a game before you play it, and in some instances, may even determine whether you actually do play it or not.

It’s all very simple and easy for a slot developer to create a game and then just pick a percentage RTP rate for it out of thin air. However, that’s not how things work with regard to this. The RTP rate is something that is calculated to ensure that you’re getting the exact details about it. So, come with us at Lets Play Slots to see what it’s all about and how you can use it to learn more about a slot.

RTP values for Online Slots - Slots RTP Database

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• Slots RTP (Return To Player)

What Does RTP Mean?

The return-to-player rate of a game is basically how it sounds. It’s the rate of the return that you can expect to get from each particular slot. It’s given to you in the form of a percentage, so if you find a slot that has a 98.76% pay-out and one that has a 95.43% pay-out for example, the former is likely to provide pay-outs on a more frequent basis than the latter.

Now, the difference between 98.76 and 95.43 as percentages isn’t really that much, but you have to realise how the RTP rate is calculated to understand why these figures do actually matter. You see, it’s not a random percentage that is just plucked out of obscurity. The rate is actually an average that has been achieved over many multiple spins of the reels.

We’re not just talking about 50 or 100 spins of the reels either. RTP is usually measured via spinning a slot game over 10,000 times at the very least. Sometimes, this reaches up to 100,000 spins or more, depending upon the type of slot and the category they fall into.

Does This Mean I’ll Always Be Winning on a Slot with a Higher RTP?

Not exactly, no. You should still access any online slot game, even the free ones at Lets Play Slots, with the idea in mind that you will lose on some of your spins. It’s pretty much a guarantee if you’re intending to play several rounds of the game.

Keep in mind that if a slot game comes with an RTP rate of 95%, that doesn’t mean that for every €1 you wager, you should expect to get €0.95 of it back in winnings on average. That’s because this is all that it is – an average. So, each time you access that game, you’ll play through a different sort of gaming experience as far as RTP is concerned.

Additionally, there aren’t that many players who have the bank roll to be able to play a slot game up to 10,000 times, which is where the RTP rate average comes from. If that was the case, then you’d be more likely to achieve a pay-out rate that is something similar to €0.95 for every €1 wagered. Of course, the average player doesn’t have the time or funds to be able to do this.

So, How Can I Use RTP Rate to My Advantage?

If you do take the time to find out the RTP rate of various online slots, you’ll generally find that they most frequently rest in the area between 95% and 98%, although they can be slightly higher or slightly lower than this, too. Far be it for us to say that if you play a 98% RTP-rated slot, you’ll win a lot more than if you play a 95% RTP-rated one. That’s just not how it works, unless, as mentioned above, you’re intending to play constantly for hours on end.

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That being said, some people do prefer to play the higher RTP slots because they have the potential to pay out on a more frequent basis. Because of such, your bankroll that you have dedicated towards slot gaming would go further. In this respect, you have the potential of playing your chosen online slot for a longer time period.

Keep in mind that RTP rate isn’t the be-all and end-all of an online slot game, and not everybody is specifically looking to play a game for the pay-out experience. Some players enjoy the entertainment value of games and their inbuilt features. Yet, knowing the RTP rate of your chosen slot game can be quite a key component of a slot player’s strategy.

After all, if you’re looking for a long-term strategy, why would you go for an online slot that has a 94% RTP rate when you could go for one with a 98.5% rate instead?

Are There Slots with 100% RTP Rates?

To put it bluntly, no. After all, how do you expect the casino to earn its share? If you’re playing a slot game with a 96.5% RTP rate for example, the remaining 3.5% is what you could consider as the house edge. In this instance, that’s the money that the casino can expect to make from the slot over a long-term period.

If a slot game did come with a 100% RTP rate, then we at Lets Play Slots are quite sure that online casinos wouldn’t want to offer such a game in their lobby. After all, that would just result in you getting constant wins and the casino getting absolutely nothing. Great for you as a player, but casinos aren’t quite that giving.

The one thing to keep in mind when it comes to RTP rates, is that these percentages are specifically theoretical. They should never claim to always give you back such an amount when you play, but simply give you the idea that over a long period of time, you have the possibility of gaining such back from your bets.

The RTP rate of a slot game is also influenced by a couple of other factors, including the hit frequency and volatility level of such. This is another reason why the RTP rate is only a theoretical percentage – because developers cannot predict the outcome of every single players’ spins.

Top 10 Slots with the Highest RTP Rates

Here at Lets Play Slots, we’re fully aware of the online world’s best slot games when it comes to their RTP rates. That’s why we’ve gathered a collection of them together for you here, so that you can access their reviews, play them in demo mode and experience a high RTP slot for yourself. These all come from different developers and incorporate a variety of special features to enjoy as well.
So, without further ado, let’s take a look at the top 10 slots with the highest RTP rates.

#1. Fruit Warp (97%)

Released in 2014 by Thunderkick, Fruit Warp is quite the unique slot game due to the fact that it doesn’t actually have reels, rows or paylines built into it.

Instead, symbols of different fruits appear suspended in mid-air, and whenever you match three or more of these, you receive a win. What’s more, if you match five or more of them, then the bonus round of Fruit Mode comes into play for you to benefit from. Free spins and multipliers are also available to trigger within the slot and with it’s RTP of 97%, you’ll want to keep on playing.

#2 Jack Hammer 2 (97.1%)

Netent isn’t known for creating games that are of the lower-paying variety anyway, but Jack Hammer 2 is one of the better releases in terms of this, with a 97.1% RTP rate.

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The game brings a comic book to life on your screen, with 99 paylines for you to bet on at the same time. A selection of inbuilt features make it all the more appealing, such as the Sticky Win perk and free spins round. Of course, it features Netent’s trademark selection of high-quality graphics, too.

#3 Big Bad Wolf (97.35%)

We’ve all heard of the tale of the three little pigs who built various houses, only for the big bad wolf to come forth and blow them down by huffing and puffing. That is, until they managed to build a house out of bricks.

Well, this Quickspin slot tells that tale to you in game form, featuring the developer’s superior graphics and an RTP rate of 97.35%. To add to that, Big Bad Wolf has exploding symbols, a free spins round and wilds that will come into play and enhance your overall gameplay experience.

#4 Kings of Chicago (97.8%)

Proving that it has the ability to create unique and innovative slots, Netent released Kings of Chicago a few years ago to much interest. This takes the game of poker and merges it nicely with a slot layout. All of its symbols come in the form of playing cards and unlike most standard video slots, pay-outs are received by creating a poker hand across one of its five paylines.

There’s also a joker card, which is the game’s wild, while a free deals round is also involved in gameplay. Having an RTP rate of 97.8% makes this one all the more appealing.

#5 StarMania (97.87%)

It’s easy to see the influence that has been the force behind Starmania’s creation, although NextGen Gaming does do it in its own unique way.

Colourful stars come into view against a space-like background, and the game’s 97.87% RTP rate ensures that you get longer to play this one. It’s got 10 paylines built into it, as well as a free spins round for you to trigger. A gamble round will also become active whenever you form a winning combination, giving you the chance to double up on your winnings.

#6 Immortal Romance (98%)

Immortal Romance brings forth the idea of vampires to your screen, and it contains the usual to-quality graphics that Microgaming is quite famous for.

When you also consider that this game has a wild, scatter and free spins round for you to enjoy while you play, it’s not difficult to see why it exists as one of the most-popular from this brand. Add to that the fact that it comes with a 98% RTP rate and you’re pretty much likely to spend a lot of time playing Immortal Romance.

#7 Blood Suckers (98%)

Vampires are also the focus of this Netent slot, and it comes with a 98% RTP rate as well. It’s a great theme to incorporate into a slot game, and as is usual with Netent games, it has some impressive inbuilt features to enjoy, too.

Bonus features within the game include a free spins round and a sort of Pick Me round, where you have to select coffins to stake vampires through the heart for extra wins. Blood Suckers has been a popular offering from this developer for many years now, and it’s clear to see why.

#8 1429 Uncharted Seas (98.6%)

It’s time to sail the high seas with this Thunderkick slot offering. We at Lets Play Slots very much enjoy this game, with its 98.6% RTP rate, five reels and 25 paylines.

The game also has a wild symbol for you to spin into view and benefit from, as well as a free spins feature round to activate. Up to 50 free spins are available within the game, while Thunderkick incorporates some exciting graphics throughout to make it one of the best games from its own catalogue.

#9 Jackpot 6000 (Up to 98.9%)

There’s a lot of retro imagery at work in this Netent slot game, which has a 98.8% RTP rate. Even its setup and design feature a slot machine with various buttons to press. You’ll find this one to be a lot more basic than the others noted on this list, but it does incorporate something known as the Supermeter mode.

Should you trigger this, you’re able to win a mystery prize of anywhere between 10 and 6,000 coins. Keep in mind that you need to be playing with the maximum of 10 coins to be able to have an RTP rate of 98.9%, due to Supermeter mode being quite skill-based.

#10 Mega Joker (Up to 99%)

Jackpot 6000 from Netent may have been trying to eke its way into the top spot, but Mega Joker just manages to sneak by and get in there first. With an RTP rate of up to 99%, this is one of the all-time best paying online slot games.

If you bet with just a single coin, then you’ll find that the RTP rate is a very paltry 76.9%, but when you increase that up to 10 coins, you improve your chances of winning. As with Jackpot 6000, it has a Supermeter mode, which is where the variance on RTP comes into play. And as with that game, Mega Joker also has some traditional inbuilt symbols for you to experience.